What is the address of Lightstream Overnight Payoff Head Office?
The Lightstream Overnight Payoff Head Office Address is listed here: PO Box 117320, Atlanta, GA 30368-7320.
How to contact Lightstream Customer Service?
For any other questions or comments, you may email us at customerservice@lightstream.com. We will respond promptly during our normal business hours, Monday through Friday, 10:00 a.m. to 8:00 p.m. and Saturday, noon to 4:00 p.m. Eastern time.
What are the terms and rates for Lightstream loans?
Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $10,000 loan at 3.99% APR with a term of 3 years would result in 36 monthly payments of $295.20. Maximum APR for a LightStream loan is 20.49%.
How do I apply for Lightstream loans?
You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply. Experience the refreshingly simple LightStream loan. Check your rate, then apply from your smartphone, tablet or computer, and get a low rate on our virtually paperless loan, from $5,000 to $100,000.
What is the difference between paying by invoice, or by AutoPay?
When you set up your loan for AutoPay, your payment comes to us directly from your bank account. Because this is a more efficient arrangement, it enables us to lower your rate. If you choose to pay by invoice, your rate will be 0.50% points higher. With either method, you have the option to schedule a one-time payment by signing in to your account.
Can I make an extra payment or payments?
AutoPay Customers: Your regularly scheduled payment will always be debited on your payment due date. Any check or additional electronic payment will be applied as an extra payment.
Invoice Customers: The best way to make an extra payment is to include it with your regularly scheduled payment, which must be received by your payment due date.
How do I manage my LightStream loan?
LightStream’s online account services area enables our customers with funded loans to virtually manage all aspects of their relationship with us. Here you can:
- Review your loan(s) and payment history.
- Make extra payments or pay off your loan.
- Update your contact information.
- Update your security information (user id, password, security question and answer).
- Conveniently apply for another loan.
- If you have a funded loan – just sign in to begin.
Why do you need my credit card number?
Since LightStream provides lending completely online, we request your credit card information as a method to further verify your personal identity. Please be assured that your credit card information is not stored in our system or shared with anyone. It is only requested after you are approved for a loan and are in the funding process.
I believe I’m a victim of identity theft. What should I do?
Contact us right away by emailing customerservice@lightstream.com. Be sure to include your name, contact number, reference number (if available), and a brief description of the issue.