Reliable Credit Payoff Address

Reliable Credit Association, Inc. is a consumer finance company that was founded in 1958 by a retired U.S. Army Captain, with the support of his family. In 1994, Reliable Credit Association, Inc. (WA) was formed in the state of Washington and in 2023, the two entities merged with Reliable Credit Association, Inc. becoming the surviving entity. Since then, the company has been independently owned and operated.

They have ten branches located across Oregon, Washington, Idaho and Arizona, offering consumer loans to qualified residents in those states. They also purchase retail installment contracts from approved dealers located in Oregon, Washington, Idaho, Arizona, California, Utah and Nevada. Further in this section, read more about Reliable Credit Association, its contact info including Reliable Credit Payoff Address.

Reliable Credit Payoff Address

Reliable Credit Payoff Address is not available as of now. For payoff quote, please contact the branch office.

Customer Support Contacts

To make a one-time same day payment 24/7, call virtual agent at (503) 461-4114.

You can email them at Please don’t include any private, non-public information since email is not secure.

Branch Locations


Milwaukie – Main Office
10690 SE McLoughlin Blvd
Milwaukie, OR 97222

Tel: (888) 462-3003
Tel: (503) 462-3000
Fax: (503) 353-1800

Mailing Address:
PO Box 22829
Milwaukie, OR 97269


365 Coburg Rd
Eugene, OR 97401

Tel: (541) 485-1211
Fax: (541) 344-2136

Mailing Address:
PO Box 43
Eugene, OR 97440


2157 Lancaster Dr NE
Salem, OR 97305

Tel: (877) 588-4421
Tel: (503) 385-4480
Fax: (503) 364-8475

Mailing Address:
PO Box 17067
Salem, OR 97305


1005 N Riverside Ave Suite 300
Medford, OR 97501

Tel: (541) 773-2423
Fax: (541) 773-5652

Mailing Address:
PO Box 997
Medford, OR 97501

Note: They have many more branch locations in the US.


Reliable Credit Association is proud to be associated with numerous trade associations, including the American Financial Services Association, Oregon Financial Services Association, Washington State Financial Services Association, Idaho Financial Services Association, Arizona Association of Financial Services and California Financial Services Association. It is also a long-time accredited member of the Better Business Bureau and National Federation of Independent Business.


Reliable Credit Association offers consumer loans to qualified Oregon, Washington, Idaho, and Arizona residents. The fixed simple interest rates and loan origination fees for each loan vary depending on the applicant’s creditworthiness, loan structure, and relevant federal and state laws. Generally, loan interest rates range from 19.99% to 29.99%, with loan terms typically ranging from 24 to 60 months. The annual percentage rate (APR) of a loan may differ depending on the interest rate, loan amount, loan term, loan origination fee amount, and other variables


With web portal and mobile app, customers can conveniently and securely access their account anytime. They can view their account balance and payment history, schedule one-time and recurring payments every month, and even send secure messages to a live agent between 8:30 a.m. and 5:30 p.m. (PST). They can also update address, mobile number, and email address as needed.