American Credit Acceptance Payoff Address

American Credit Acceptance was founded in 2007 and has grown to become a prominent national provider of auto finance solutions. With more than $5 billion in assets, American Credit Acceptance offer a practical approach to lending to their dealer partners, resulting in affordable payment options for customers.

Over the last decade, they have achieved double-digit growth each year, with a team of over 1,500 associates working across various departments and time zones to serve more than 380,000 customers and 3,700 dealer partners in all 50 states of the US. Their unwavering commitment to integrity and a strong vision has set them apart in the industry, helping customers obtain dependable and economical means of transportation. In the coming section, you can find all the important contact info regarding American Credit Acceptance including American Credit Acceptance Payoff Address, Phone Number, and More.

American Credit Acceptance Payoff Address

Payment Address
Send your payment using a check or money order to the address below. Please send your payment at least 5 business days before your scheduled due date to allow time for mail delivery and processing.

Include: Payment Voucher & Account Number on Check.
American Credit Acceptance
PO Box 204531
Dallas, TX 75320-4531

Payoff checks should be sent to the address below.
American Credit Acceptance
961 E Main St
Spartanburg, SC 29302

By Phone

Call them at 1-866-544-3430 or submit the online form below.
Call 1-866-544-3430, Operation Hours
Monday – Friday 8 AM – 10 PM EST, Saturday 8 AM – 5 PM EST, Sunday Closed.

Privacy Email Address

If you would like to request access, modification, correction, or deletion of personal information that you have provided to them or that you believe they may have collected about you, please contact them at

Does American Credit Acceptance report to the credit bureaus?

If you’ve obtained an auto loan from American Credit Acceptance, it’s important to know that the loan is reported to credit bureaus as a trade-line. This means that your credit report will include information about your loan, such as when you got it, your initial balance, monthly payment, whether you’ve made your payments on time and in full, outstanding balance, and how many payments are remaining.

To obtain this information, American Credit Acceptance may perform a soft or hard credit inquiry. It’s worth noting that missing a payment can result in American Credit Acceptance reporting the incident to credit bureaus, which can have negative impacts on your credit score.

Additionally, American Credit Acceptance will report to credit bureaus when you pay off your loan or refinance it, and in both cases, your loan will show up as paid off on your credit report.

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